1324 Baccarat system explained

1324 system

In the 1-3-2-4 gambling system, the sequence of winning bets is simply

1, 3, 2, 4.

If you win all four bets, you go back to the start. If you lose any bet, you also go back to the start. So long as you're winning, you progress through this sequence.

NB the bets relate to a number of units, so if you're betting in £10 units, your bet sequence is 10, 30, 20, 40.

See the 1-3-2-4 in action

If you want to see a step-by-step video tutorial on the 1-3-2-4 system, check out our Youtube video below.

Low-risk system

as long as you win the first two bets, you're guaranteed to win

You win big with the 1-3-2-4 when all four bets come up (a 1 in 16 chance)

But the great thing about the 1-3-2-4 is that as long as you win the first two bets (1 in 4), you're guaranteed to win, even if the third bet loses!

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If your first bet loses, your loss is 1 unit.
If the second loses, your loss is 2 units (you'll have bet 4, won 2)
If the third bet loses, you make a profit of 2 units, because you'll be 4 units up after bet 2!
If the third and fourth win, your overall profit is 10 units.
But even if the fourth bet loses, you still come out with a profit of 2 units.

Keep your winnings

We devised this gambling system because we feel that for lower-risk gamblers the 1-3-2-6 takes too much of a risk once you've won 3 bets. Where the 1-3-2-6 gambles all 6 of your profit on the fourth bet, this system keeps 2 back, to ensure a profit even if only 3 of the 4 bets win.

For a reminder of the tests we use, check out our systems summary page…


1. Alternating win
2. Alternating loss
3. Consecutive win
4. Consecutive loss
5. Good win
6. Bad loss

Overall result for all 6 tests


Break even
7 units loss
5 units profit
5 units loss
22 units profit
7 units loss

8 units profit

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A system for the real world

The main difference between this and the 1-3-2-6 is in the "consecutive win" test (see test results above). This gambling system returns a profit of 5 as opposed to 1. This is offset by making 22 as opposed to 26 on the "good win" test.

In our opinion, though, the "consecutive win" test is more realistic than the "good win" test. As our overall gambling strategy explains, a good gambling system should make consistent profits in realistic situations rather than larger profits in less realistic ones.

1-3-2-4 Spelstrategier

1-3-2-4 Spelstrategier för Baccarat / Roulette, förklarade och testade - på Svenska

The 1-3-2-4 in Baccarat and Sic Bo

the 1-3-2-6 turns a loss in most situations

Another reason for using the 1-3-2-4 is that in Punto Banco (Baccarat), the vigorish (the commission taken on winning banker bets) means that the 1-3-2-6 turns a loss in most situations. The 1-3-2-4 allows for this and returns a profit instead. This is explained fully in our Punto Banco strategy.

The 1-3-2-4 is a simple system to operate and we recommend it for low-risk gamblers. It is another of our preferred gambling systems for the Big/Small bets in Sic Bo - see Sic Bo winning strategy for explanation.

Where to use the 1-3-2-4 system

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