How to beat betfair Zero Baccarat

Zero Baccarat strategy

Zero Baccarat optimal strategy

With the vigorish (commission) lowered to 2.75% instead of the normal 5%, in Zero Lounge Baccarat the Banker bet is now Evens chance.

Well, almost! betfair state quite clearly that the payout is 100% down to one decimal place. 2.75% is two decimal places. Rounded up to 1 decimal place the vigorish is actually 2.8%.

This isn't a massive amount of commission, but it's enough to keep the house edge in the casino's favour - only slightly, but in the long run it mounts up.

Strategy to beat Zero Baccarat

Beating Zero Lounge Baccarat comes down to understanding how to beat those percentage points.

This table shows the amount of commission paid for various betting units. It also shows the amount you would pay with and without rounding - and the difference between the two.

What you can see from the table is 4 unit bets incur no loss through rounding, as 4 x 2.75 = 11 (ie a whole number).

Bet 2.75% 2.80% Difference
1 unit 0.0275 0.03 0.0025
2 units 0.0550 0.06 0.0050
3 units 0.0825 0.09 0.0075
4 units 0.1100 0.1100 0

The strategy to beat Zero Baccarat

The system to use against Zero Baccarat is an adapted version of the 1-3-2-4 system. In the 1-3-2-4 gambling system, the sequence of winning bets is simply

1, 3, 2, 4.

As long as you're winning, you progress through this sequence. If you win all four bets, you go back to the start. If you lose any bet, you also go back to the start.

The bets relate to a number of units, so using multiples of 4 as discussed above, your betting sequence is

4, 12, 8, 16

It can be tricky entering those bets as multiples of 1 chip, becasuse it involves a lot of extra clicking, which the casino knows you'll soon get tired of!

So our recommendation is to bet in £20 units - 20 is a multiple of 4, which allows you to maximise your winnings, but keep within the table limit of £100.

To beat Zero Edge Baccarat, therefore, your bet sequence should be

£20, £60, £40, £80

Low-risk system

You win big with the 1-3-2-4 when all four bets come up (a 1 in 16 chance)

But the great thing about the 1-3-2-4 is that as long as you win the first two bets (1 in 4), you're guaranteed to win, even if the third bet loses!

If your first bet loses, your loss is 1 unit.
If the second loses, your loss is 2 units (you'll have bet 4, won 2)
If the third bet loses, you make a profit of 2 units, because you'll be 4 units up after bet 2!
If the third and fourth win, your overall profit is 10 units.
But even if the fourth bet loses, you still come out with a profit of 2 units.

Keep your winnings

We devised this gambling system because we feel that for lower-risk gamblers the 1-3-2-6 takes too much of a risk once you've won 3 bets. Where the 1-3-2-6 gambles all 6 of your profit on the fourth bet, this system keeps 2 back, to ensure a profit even if only 3 of the 4 bets win.

For a reminder of the tests we use, check out our systems summary page…


1. Alternating win
2. Alternating loss
3. Consecutive win
4. Consecutive loss
5. Good win
6. Bad loss

Overall result for all 6 tests


Break even
7 units loss
5 units profit
5 units loss
22 units profit
7 units loss

8 units profit

Zero Baccarat - summary

betfair have deliberately made Zero Lounge Baccarat difficult to beat. But you can still beat it!

Remember that betfair have made a loss in 28 out of the 130 countries where Zero Edge games are available and that in Greece they paid out at a rate of 100.02%, losing £29,700.

It's highly likely that those winning customers were using a system very similar to the one we've given above.

Try out our Zero Lounge Baccarat strategy and Play for REAL money at betfair now!