Winning Baccarat strategies


No game has attracted the attention of gambling strategists like Punto Banco / Baccarat. For centuries, gamblers have tried to come up with that one unbeatable strategy that would make them rich!

Even today, you could spend hundreds or even thousands on a supposedly 'infallible' system.

We can't guarantee that we'll make you rich, but we're not going to charge you anything either!

Below, we describe our recommended Punto Banco / Baccarat system. Check it out, then try it risk-free by clicking on the image to your right. This will launch an instant version of Baccarat courtesy of Bodog.

Baccarat is a great game to play - but an even better
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How to win at Baccarat / Punto Banco
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Betting to lose


Some Baccarat players find that betting on the Banker seems somehow unnatural, as though they're betting against themself. This probably comes from playing Blackjack, where the player is always trying to beat the Banker.

Remember, in Punto Banco or Baccarat, the winner is the one who predicts the winning hand, not the one who plays it.
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Player, Banker or Tie


A quick look at the odds in Punto Banco (Baccarat) will show where the house has its edge - in the 'Tie' bet. This bet will win less frequently, so the pay out is correspondingly large, with the aim of tempting the player. The odds of 'Tie' winning are 10.5-1, though the payout is only 8 to 1.

The two other bets (Banker and Player) have a similar chance of happening, but the payouts are differenr.





The money-back rule


The winning Punto Banco strategy lies in the rule that if you do not bet on a Tie, and the hands tie, your bet is returned to you.

Because of this, in any calculation of Baccarat house edge, the Tie bet can be effectively disregarded. If there was no vigorish (commission), the probability of winning on Banker would be over 1 in 2 ie better than a coin toss. Even allowing for the vigorish, the house edge on the Banker bet is just over 1%.

The Player bet has a slightly higher house edge, usually around 1.25%. But there is no vigorish, so nothing is deducted from your winnings.

Even so, with such a low house edge, the Banker bet is still the safest Baccarat bet.
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A winning Baccarat strategy


Based on the above, we recommend the following Punto Banco/Baccarat strategy:

The almost evens nature of Banker allows us to use an evens chance gambling system. Our preference is to use the 1-3-2-4 system, which is a way of limiting your losses whilst allowing for bigger wins.

When you are winning, the bets progress as follows:

Bet 1 is 1 unit, Bet 2 is 3 units, Bet 3 is 2 units and Bet 4 is 4 units.

Whenever you lose, you revert back to Bet 1.

If your first bet loses, your loss is 1 unit.
If the second loses, your loss is 2.05 units.
If the third loses, you make a profit of 1.8 units (with the vigorish).
If the fourth loses, you make a profit of 1.7 units.

If the fourth wins, your overall profit is 9.5 units.

The advantage of this Punto Banco/Baccarat system is that you risk 2.05 units with a chance of making 9.5 profit. In other words, you can have four losing sequences and get your money back with one winning run..
The 1-3-2-6 system - why it doesn't work for Baccarat


You can find many Baccarat strategy sites on the net recommending the 1-3-2-6 system. We've even found it for sale under the guise of an 'unbeatable' Baccarat system.

Just to explain, the 1-3-2-6 is a great evens-chance system for games like Roulette or Sic Bo. But in Baccarat, it doesn't work as well because of the vigorish on the banker bet.

Sites pushing the 1-3-2-6 will claim that a losing fourth bet leaves you even. It doesn't. A losing fourth bet actually results in a loss of 0.3 units.

The 1-3-2-6 as described by those sites can only used on the Player bet, where there is no vigorish, but the Player bet has a higher house edge, so you're less likely to win!

Our advice? Stick to the 1-3-2-4 - it's a system we've devised especially for Baccarat!
A simple and consistent winning system


The 1-3-2-4 is the perfect Baccarat system - it takes the vigorish into account and allows you to make consistent profits with the risk of only small losses. It's perfect for all Baccarat players, whether you're a beginner or an experienced high-stakes player. Click on the button to the right and try out the 1-3-2-4 now - it's totally risk-free!
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Baccarat with NO house edge


NB if you play on Betfair Casino's Zero Lounge Baccarat, the commission is only 2.75%, resulting in a house edge of 0 and a payout of 100% - the highest casino payout anywhere!

With no house edge, Zero Lounge Baccarat has the best casino odds of any game, but getting this payout requires what Betfair call an optimal player strategy. We've analysed the game and come up with exactly that!

Check out our optimal Zero Lounge Baccarat strategy.
Betfair Zero Lounge - the best online casino for Baccarat


As we discuss above, Betfair Casino's Zero Lounge offers a Baccarat with no house edge. The commission is 2.75% instead of the standard 5% and the expected payout to players is 100%!

In addition to this, Betfair are offering a £5 no deposit bonus to get you started. Wagering is only 20 times and Baccarat is eligible to play.

Other great casinos for Baccarat online include Bodog, where Baccarat is eligible for their unlimited 10% sign-up bonus which has a wagering requirement of just 15 times!

To help you decide where to play Baccarat / Punto Banco online, we've put together an easy to understand table showing available bonuses and wagering requirements for ALL our recommended casinos.

Find the best place to play Baccarat on our Baccarat casinos page.